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What IS The Full Form of UTR | meaning

UTR) could be atwenty two character long code that’s generated in Real Time Gross Settlement (RTGS) system for unambiguously characteristic any group action. The format of UTR code is : BANKRCYYYYMMDDNNNNNNNN, where
BANK = Bank Code (eg: HDFC, ICICI, SBIN)
R = RTGS (Real Time Gross Settlement)
C = Channel code (eg: nine for RTGS)
YYYY = Year code (eg: 2017)
MM = Month code (eg: 02 for February)
DD =Day (eg: fifteen for fifteenth February)
NNNNNNNN = eight digit distinctivegroup action code

UTR == Unique Transaction Reference>>

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